Electronic Benefit Transfer, or EBT, is a way for people who get help from the government, like food stamps (officially called SNAP), to buy groceries. You get a card that works like a debit card. You might be wondering, though, can you use that card to buy things other than food? Let’s dive in and find out what you can and can’t purchase with your EBT card.
What Can You Buy?
The main purpose of SNAP is to help people afford food. So, you can use your EBT card to buy a lot of different food items at places like grocery stores and farmers’ markets. Think about the basics, like fruits, vegetables, meat, and bread. But there are also some other types of food you might be able to get!
Here’s a simple list of what is generally allowed:
- Fruits and Vegetables
- Meat, Poultry, and Fish
- Dairy Products
- Breads and Cereals
- Snack Foods and Non-Alcoholic Beverages
Keep in mind that the specific rules can sometimes vary by state.
So, the big question is: You generally can’t buy non-food items with your EBT card. That is the main rule to remember! But there are a few exceptions, so keep reading!
Exceptions to the Rule: Certain Items May Be Allowed
While EBT is mainly for food, there are certain situations where you might be able to buy some non-food items. This usually involves things that are directly related to your health and well-being. This could include some items sold at approved retailers. But it is not a very wide variety.
Let’s say you have a medical condition. Here’s how that might play out:
- You have a doctor’s note.
- The doctor recommends a specific nutritional supplement.
- The supplement is sold at a store that accepts EBT.
- You MAY be able to use your EBT to pay for it, but check before.
These rules are often strict, though. You’ll likely need to talk to a caseworker to be sure before you buy anything. Make sure to check your state’s specific rules.
It is very rare for EBT to cover non-food items, even if the items are related to your health!
What About Over-the-Counter Medications?
Can you buy things like medicine with your EBT? Usually not. Over-the-counter medicines are generally considered non-food items, and therefore, are not covered by SNAP. This includes things like pain relievers (like ibuprofen or acetaminophen), cold medicine, and allergy pills. However, the rules on this depend on the specific state.
One important exception to this rule is in some cases.
Here’s a table illustrating what is generally true:
| Item Type | EBT Eligibility |
|---|---|
| Pain Relievers | Typically NOT covered |
| Cold Medicine | Typically NOT covered |
| Vitamins | May be covered with specific approval, or only in certain places |
Double-check your state’s guidelines!
Basically, if it’s something you’d buy at the pharmacy, it’s usually not covered by your EBT card.
Can You Buy Household Supplies?
This is another big “no” for EBT. Things like paper towels, soap, cleaning supplies, and diapers are not eligible for purchase with your EBT card. EBT is specifically designed for food. These items are considered non-food household goods.
The SNAP program does not cover:
- Household cleaners
- Paper products
- Personal hygiene items (like shampoo or toothpaste)
- Diapers
These are important items, of course, but the EBT program focuses on food only.
You’ll need to use other funds or programs to buy these types of things.
What Happens if You Buy Something You Shouldn’t?
If you accidentally (or intentionally) buy something that isn’t allowed with your EBT card, there can be consequences. The store might not let the transaction go through. However, if the mistake happens, the consequences can vary depending on where you live.
The best thing to do is to always check what you’re buying! Here’s what you need to know:
- Double-check the signs at the store to see if there are any restrictions.
- If you’re unsure, ask a store employee before you make a purchase.
- Know the rules in your state.
- If you make a mistake, it could affect your EBT benefits down the line.
The rules are in place to make sure that the program is used as it is intended, to provide help with food costs.
In short, while EBT cards are super helpful for getting the food you need, they aren’t a free pass for everything at the store. Stick to the food aisles, and you’ll be all set! Make sure to always read the guidelines in your area. Remember, the purpose is to get you food.